2016-09-18 11:30 亚洲开发银行
原文标题:Promoting Trade Finance in Asia: 12 Things to Know
The trade finance gap - the difference between the trade financing needed versus what is being provided - is estimated at $1.6 trillion worldwide.
An estimated 40% of trade finance proposals worldwide come from Asia, which has the world’s highest rejection rate.
Nearly half of the world’s trade finance gap, or about $692 billion, is in developing countries in Asia, including India and the People’s Republic of China.
More than half (56%) of trade finance proposals by small and medium-sized enterprises are rejected.
About a third (34%) of trade finance proposals by large corporations are rejected while only 10% of proposals by multinational corporations face rejection.
Trade finance proposals are rejected generally because they are seen as too risky, or because of regulatory constraints.
Small businesses report that 25% more trade finance would enable them to hire 20% more people.
Woman-owned firms face higher than average trade finance rejection rates.
An estimated 37% of small businesses in Asia that are rejected for formal trade finance turn to informal sources of financing, such as personal loans.
Financial technology, or FinTech, can be used for peer-to-peer lending and crowdfunding but 70% of businesses indicated they are unfamiliar with digital finance.
The Asian Development Bank’s Trade Finance Program supports about 2,000 transactions a year valued at $3.5 billion.
More than 75% of the transactions supported by ADB are for small- and medium- sized enterprises.